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When you have good credit, you deserve a better loan experience and a low interest rate. LightStream is the nation’s premier online consumer lender and a division of SunTrust Bank. Our refreshingly simple online process lets you focus on turning your home improvement dreams into reality. Finance practically anything through LightStream.com, with NO FEES. You'll have fast, no-hassle access to fixed-rate funds. LightStream can deposit up to $100,000 directly into your bank account. You’re a cash buyer, ready to purchase any home improvement product or service from any provider. That’s LightStream.com. Lending Uncomplicated®. (All loans subject to credit approval).